“I Feel STUCK”.. A DM To A Money Move. Here’s What I Said.

Your reset can start TODAY — here’s how.

Hey Hey Funders! Happy June!

I know that you’re nosey, but I wanted to give this interaction that I had with someone over on Threads some love, so I’m sharing it with the chat (you’re the chat, duh).

“I know I need to reset my money situation, but I’m stuck. Where do I even begin?”

This person saw me giving advice like I love to do over on Threads and slid into my DMs on IG. Love it.

They felt like they were on a hamster wheel. I get it. I hear this all the time. Especially from Women starting over with their lives and livelihood – whether single or with a couple of kids or as a widow. And I’ve been there in some form or fashion.

Whether you’re starting over after a layoff, feeling behind in your 30s or 40s, or just tired of living paycheck to paycheck — the overwhelm is real.

But here’s what I told them. And maybe it’s what you need, too:

Step 1: "Audit Your Wallet"...

Y'all know that's my favorite saying, but it sticks for this situation. Before you can plan for the future, understand the present.
I wrote a full blog post called “Audit Your Wallet: Build A Roadmap To Your Money Goals” to walk through it. You’ll review what’s coming in, what’s going out, and where you’re leaking money — all with no judgment.

Step 2: Build a flexible budget.

Budgets aren’t just for people with 9–5s and predictable paychecks. I help creatives, freelancers, parents, and side-hustlers build budgets that flex with their lives.


Catch my YouTube video where I walk through how to make it simple and doable.

I’m nosy: What’s been a pivotal point when it comes to your money? What steps did you take to right your wallet and wholeness?

Step 3: Tackle Debt With a real plan.

Credit card debt is real. And most of us have used our cards as a lifeline at some point. No shame — just strategy.


My blog post “Drowning In Debt? Here’s The Roadmap To Pay It Off Faster” (link here) breaks it into bite-sized, doable steps within your budget.

If you’re nodding along like “this is me,” I got you:

  • My Budget + Cash Flow Blueprint gives you a framework to reset and rebuild.

  • Or you can book an Ask Me Anything: Extended Session and we’ll walk through your whole situation together.

I'm being nosy: What’s one money habit you wish you understood better?

Need real answers, real fast? Book an AMA or grab the Blueprint here

Happy June!

What Are You Calling In?

I asked over on Threads and Facebook the other day this question: "If you had an unlimited budget, what would your summer look like? What would be the vibes?! 👀" Reply back or go comment under the post.


Follow me here, Frens!

Nadia V.

Financial Planner & Educator serving CLT (& virtual) who works w/ individuals to help them understand their wallet while building their wealth.